APPLICABLE RULES COLOMBIA

STATEMENTS:

The Services can be rendered by Kushki Colombia S.A.S. or other local affiliates that execute a Commercial Agreement of Services Agreement.

RULES APPLICABLE TO SERVICES:

Kushki operates as a payment service provider in Colombia. Likewise, it is reported that Kushki may operate through different Acquirers at Kushki's sole discretion and without the need for Client authorization.

DATA PROTECTION AND PROCESSING:

In accordance with the provisions of Act 1581 of 2012 and regulations that modify, add, replace or regulate it, Kushki will act as the entity responsible for the processing of personal data collected by Kushki, which will be processed in accordance with the provisions of the Privacy Policy in the Website and/or mobile applications and/or digital tools pursuant to the Governing Law and as established in https://www.kushki.com/legal/politica-de-tratamiento-de-datos-personales-colombia

The client agrees that our website may collect personal data, such as name and contact information such as its email address, in order to provide the best service, particularly to maintain a record of users. This data will be handled in accordance with our Kushki personal Data Processing Policy for Colombia. Emails or messages may be sent through our website with advertising information that we consider relevant to you or that may provide you with any benefit. These emails or messages will be sent to the address you provide and may be canceled at any time.

APPLICABLE LAW AND DISPUTE RESOLUTION:

This Agreement shall be governed by the laws of the Republic of Colombia

CONSUMER PROTECTION

If applicable, the Client will make effective or verify that the Related Third Party makes effective the right of withdrawal (retracto) of its Users in the terms of Law 1480 of 2011 or any regulation that modifies or replaces it.