The Services may be provided by Kushki S. de R.L. de C.V. or other affiliated local with which a Services Agreement is signed.

Kushki does not offer banking services nor is it a money transmicer, as defined by the Credit Ins.tu.ons Act and the General Act on Auxiliary Credit Organiza.ons and Kushki is in the capacity of Payment Aggregator and/or Acquirer pursuant to the terms of the General Provisions Applicable to Payment Processing Networks (the “Payment Network Rules”), published by the Banco de Mexico on March 11, 2014, as amended from .me to .me, as well as pursuant to any other applicable regula.ons issued by the Banco de Mexico, the Na.onal Banking and Commission or by other governmental authority for Aggregators and/or Acquirers or other involved in payment processing networks in Mexico.

The Client accepts that some Kushki soUware or PlaForm may be subject to export rules imposed by the applicable regula.ons in Mexico, and therefore may not be downloaded and/or copied, or exported or re- exported, into (or to a ci.zen or resident of) a country where the import or download of such soUware is restricted (hereinaUer a “Restricted Country”)



Kushki declares that in case it has access to the Personal Data of the Client and/or Users (as defined in the Federal Act on Protec.on of Personal Data held by Private (the “LDPDPPP”)), they shall be treated in accordance with such act. The Client reiterates its agreement with the Privacy No.ce for the Processing of Personal Data collected by Kushki available on its websit;

If the Client collects personal data, it undertakes to inform the Users and/or Related Third of the corresponding privacy no.ce, which specifies the personal data that the Client collects from them, as well as the purposes of the processing in accordance with the provisions of the LDPDPPP, its Regula.ons and guidelines in accordance with the applicable legisla.on (“Data Protec.on Regula.on”). Furthermore, the Client agrees to obtain the consent of the Users for the transfer of personal data when required by law. In addi.on to complying with the requirements of the Data Protec.on Regula.on, Kushki has the security tools and cer.fica.ons required by the in Mexico, necessary to safeguard the confiden.ality of Client Account informa.on and Personal Data.


In the specific case of the Services to be provided in Mexico and the Interest-Free Deferred Payments Program (Programa de Pagos Diferidos sin Intereses), the Client acknowledges that (i) there is a special Commission in favor of Kushki for the arrangements made on the Client’s behalf to enable the program and agrees to pay it under the terms set forth in the Services Agreement; and that, in order for the deferred payment op.on to be enabled, (ii) it must operate under the concepts, terms and condi.ons s.pulated on its behalf by Kushki in the agreement, and (iii) all Transac.ons will be operated by Kushki under the Acquirer and affilia.on number defined in the agreement.


Services provided in Mexico shall be governed by and construed in accordance with the applicable laws of the United Mexican States.

If the Client downloads or uses the PlaForm, it represents and warrants that it is not a ci.zen of and does not reside or is located in any territory controlled by, any Restricted Country. Mexican law shall govern these T&C’s; therefore, the Client expressly agrees to waive any jurisdic.on that may be applicable to it by reason of its present or future domicile, expressly submikng to the jurisdic.on and competence of the courts of Mexico City, with respect to all macers related to these T&C’s.